I was approved for the loan, although the bloke said it'd be "immedatly available" it still seems my account isn't up by a few grand, but I think it may take a few days to process etc. Anyways, I'm hoping to have a chance to see the car and base my decision on that, but I can't really go and see it until I have the money.
So yeah, once I actually receive the cash, decide and purchase then comes the fun bit, INSURANCE.
I've gone through NatWest and got a quote for £1,235 but I checked Direct Line as well and they quoted £1165. I was also suggested to try Churchill, but they won't touch me with a barge poll, or even beat me with said poll until I'm 21.
I'm also going to look into Insurance Connections (kuzanagi_ suggested them).
There we go :o)